Last Updated: 17 October 2026
Author: Muhammad Imran – Educativz.com
Source: Official Pasban Remittance Rewards page (1LINK) + SBP Press Release, 25 September 2026
WhatsApp Group & Channel: Channel & Group
⚡ Quick answer: Pasban Remittance Reward Scheme State Bank of Pakistan (SBP) ki sarparasti mein Pakistan Banks Association (PBA) aur banks ki nayi scheme hai. Agar aap ke Pakistani Rupee bank account ya wallet mein bahar se (home remittance) har mahine kam az kam USD 100 teen mahine lagataar aate hain, to aap khud ba khud quarterly draw mein shamil ho jate hain. Har quarter 2,521 cash prizes (Rs 4 arab), pehla prize Rs 10 crore (Rs 100 million). Koi registration, form ya fee nahi. Scheme 1 October 2026 se shuru hai aur pehla draw 15 January 2027 ko hoga.
📑 In this guide
- 📝 Pasban scheme at a glance
- Pasban Remittance Reward Scheme kya hai?
- 💰 Prizes: Rs 10 crore tak
- 📌 Eligibility (kaun shamil hai)
- 🚫 Kya count nahi hota
- 🎟️ Entries kaise banti hain
- 💻 Shamil hone ka tareeqa (6 steps)
- 🌍 Region-wise prizes
- 📅 Draw dates & results
- 🏆 Jeetne ke baad kya hota hai
- 🚫 Fraud warning
- 🏦 27 participating banks
- ❓ FAQs
Bahar mulk se ghar paise aate hain? To ab ye paise sirf ghar ka kharcha hi nahi, crore rupay ka inaam bhi la sakte hain. Governor SBP Jameel Ahmad ne 25 September 2026 ko Pasban Remittance Reward Scheme launch ki. Is ka maqsad ye hai ke overseas Pakistani hundi/hawala ke bajaye bank ke zariye paise bhejein. Is scheme ka saara paisa banks dete hain, hakoomat ke khazane par koi bojh nahi. Sab se achi baat: aap ko kuch karna nahi, bas paise aap ke apne account mein aane chahiye. Is guide mein hum ne SBP ki press release aur 1LINK ke official page (61 FAQs) parh kar har cheez asaan Roman Urdu mein likhi hai.
🛠️ Tools for Upload: Prize verification ke waqt bank aap se CNIC / NICOP ki copy maang sakta hai. Scan ya photo ka size theek karne ke liye hamare free tools use karein:
📝 Pasban Remittance Reward Scheme 2026 at a Glance
| Scheme ka naam | Pasban Remittance Rewards Scheme (PRRS) |
| Kis ne launch ki | Pakistan Banks Association (PBA) + participating banks, State Bank of Pakistan ki sarparasti mein (launch: 25 September 2026) |
| Technology / draw | 1LINK (tokens banana aur draw chalana) |
| Funding | 100% banks ki taraf se; govt khazane par koi bojh nahi |
| Kaun jeet sakta hai | Pakistan mein remittance receive karne wala (beneficiary), bhejne wala nahi |
| Shart | Har mahine kam az kam USD 100, quarter ke teeno mahine, Rupee account / wallet mein |
| Prizes har quarter | 2,521 prizes, total Rs 4 arab (Rs 4 billion) |
| Saal bhar ke prizes | Rs 16 arab, 10,000 se zyada winners |
| 1st prize | Rs 100 million (Rs 10 crore) |
| Registration / fee | Koi nahi. Entries khud ba khud bank data se banti hain |
| Scheme period | 1 October 2026 se 30 September 2027 (banks barha sakte hain) |
| Pehla draw | 15 January 2027 (October–December 2026 ki remittances) |
| Results | 1link.net.pk/pasbanrewards, banks aur media |
Pasban Remittance Reward Scheme Kya Hai?
Ye ek reward scheme hai un logon ke liye jo Pakistan mein rehte hain aur jin ke bank account mein bahar se family ya dost paise bhejte hain. Har teen mahine baad ek random digital draw hota hai jis mein 2,521 accounts ko cash prize milta hai. Scheme ko PBA aur 1LINK chalate hain aur SBP is ki sarparasti karta hai.
Official FAQ ke mutabiq ye lottery ya jua nahi: aap kuch khareedte nahi, kuch pay nahi karte, aur aap ki remittance poori ki poori aap ki rehti hai. Ye banks ki taraf se promotional reward hai. Ye Sohni Dharti Remittance Program se bhi alag hai; dono ke rewards aapas mein carry nahi hote.
Note: Kuch websites “Pasban Remittance online apply” likh rahi hain. Official page ke mutabiq koi online apply, registration ya form nahi. Jo aap se registration ke paise maange, wo fraud hai.
💰 Pasban Scheme Prizes: Har Quarter Rs 4 Arab
| Prize | Detail |
|---|---|
| 1st Prize | 1 prize × Rs 100 million (Rs 10 crore) = Rs 100 million |
| 2nd Prize | 20 prizes × Rs 25 million (Rs 2.5 crore) = Rs 500 million |
| 3rd Prize | 100 prizes × Rs 10 million (Rs 1 crore) = Rs 1,000 million |
| 4th Prize | 2,400 prizes × Rs 1 million (Rs 10 lakh) = Rs 2,400 million |
| Total har quarter | 2,521 prizes = Rs 4,000 million (Rs 4 arab) |
| Total saal bhar | Rs 16 arab (4 draws) |
💵 Yaad rakhein: Prize sirf cash mein milta hai, Pakistani Rupees mein, seedha jeetne wale account mein. Is scheme mein koi car, motorcycle, mobile ya gift nahi. Prize ki raqam gross hai; bank Income Tax Ordinance 2001 ke mutabiq tax kaat kar baqi raqam deta hai aur tax certificate bhi deta hai.
📌 Eligibility: Kaun Shamil Hai?
- ✅ Beneficiary: Pakistan mein woh shakhs jis ke account mein remittance aati hai (sender nahi).
- ✅ Account: Aap ke apne naam ka (ya individuals ka joint) Pakistani Rupee account jo open aur active ho. Branchless wallets (jaise SadaPay, NayaPay) aur microfinance bank accounts bhi count hote hain.
- ✅ Amount: Har remittance kam az kam USD 100 ke barabar (SBP daily rate par).
- ✅ Teen mahine lagataar: Quarter ke har mahine account mein kam az kam USD 100 aane chahiye. Upar koi limit nahi.
- ✅ Channel: Bank, exchange company ya licensed money transfer operator (Western Union, MoneyGram, Ria wagaira) se aaye aur participating bank ke zariye process ho. Aap ka account khud participating bank mein hona zaroori nahi.
- ✅ Overseas Pakistani khud: Agar aap bahar se apne hi Pakistani Rupee account mein paise bhejte hain to aap bhi beneficiary hain aur jeet sakte hain.
🚫 Kya Count Nahi Hota?
- ❌ Cash over the counter: Branch, exchange company ya agent se cash mein li gayi remittance.
- ❌ Roshan Digital Account (RDA) aur foreign currency accounts.
- ❌ Company, firm ya trust ke accounts (sirf personal accounts).
- ❌ Hundi / hawala se aaye paise (ye ghair qanooni bhi hain).
- ❌ Goods/services ki payment, trade, investment, ya Pakistan ke andar ek account se doosre account transfer.
- ❌ Reverse, cancel ya return hone wali remittance.
- ❌ Banks, PBA, 1LINK aur SBP ke directors, officers aur staff (aur scheme chalane wale log) prize nahi jeet sakte.
🎟️ Scheme Entries (Tickets) Kaise Banti Hain?
Har qualifying remittance par 1LINK ka system rozana khud ba khud aap ke account ke liye Scheme Entry (ticket) bana deta hai. Dollar value SBP ke daily exchange rate se nikali jati hai.
| Ek remittance ki value | Entries |
|---|---|
| USD 100 se kam | 0 entry |
| USD 100 – 149 | 1 entry |
| USD 150 – 249 | 2 entries |
| USD 250 – 349 | 3 entries |
| Har agla USD 100 | +1 entry (koi upper limit nahi) |
| Misalein | USD 120 = 1 · USD 200 = 2 · USD 500 = 5 · USD 1,000 = 10 |
Example (SBP press release): October mein USD 100, November mein USD 200, December mein USD 300 aaye to entries 1 + 2 + 3 = 6 entries us quarter ke liye.
⚠️ Teen mahine wali shart: Entries quarter khatam hone tak provisional hoti hain. Agar kisi ek mahine bhi USD 100 nahi aaye to us quarter ki saari entries expire ho jati hain. Entries agle draw mein carry forward bhi nahi hotin. Bara amount tod kar chhoti transfers bhejne se entries nahi barhti; official FAQ kehta hai ke aisi patterns ineligible ho sakti hain.
💻 Pasban Scheme Mein Shamil Hone Ka Tareeqa (6 Steps)
Is scheme mein apply nahi karna. Bas ye cheezein theek rakhein:
Apna Rupee account ya wallet rakhein: Aap ke apne naam ka active Pakistani Rupee account ya mobile wallet hona chahiye (RDA ya foreign currency account nahi).
Sender ko sahi details dein: Bahar wale ko apna IBAN / account number, poora naam aur bank ka naam sahi bhejein.
Formal channel se mangwayein: Bank app, exchange company ya Western Union / MoneyGram / Ria jaisi licensed service se, seedha account mein credit ke saath. Cash pickup na karein.
Har mahine kam az kam USD 100: Quarter ke teeno mahine (misal: Oct, Nov, Dec) account mein USD 100 ya zyada aayein. Mukhtalif senders ke paise bhi isi account mein count hote hain.
Bank ka SMS / app check karein: Jab entries banti hain to aap ka bank SMS, app ya email se batata hai. Entry kam lage to pehle apne bank se rabta karein.
Mobile number update rakhein: Jeetne par aap ka apna bank aap ko account wale number par contact karega. Number band ho to prize ruk sakta hai.
Opt-out karna ho to apne bank ko likh kar bata dein; agle draw period se aap ka account nikal diya jayega aur dobara opt-in bhi ho sakta hai.
🌍 Region-wise Prizes (GCC, UK, Europe, North America)
1st prize poore Pakistan ki saari entries mein se nikalta hai. 2nd, 3rd aur 4th prizes 5 regions mein baante jate hain, is baat par ke paise kis mulk se aaye:
| Region | Share of prizes |
|---|---|
| GCC (Saudi Arabia, UAE, Qatar, Oman, Kuwait, Bahrain) | 50% |
| United Kingdom | 15% |
| Europe | 15% |
| North America | 10% |
| Other countries | 10% |
📅 Pasban Draw Dates 2026–27 & Results
| Scheme start | 1 October 2026 |
| 1st draw | 15 January 2027 (remittances 1 Oct – 31 Dec 2026) |
| Agle draws | April, July aur October 2027 (aam taur par quarter ke baad wale mahine ki 15 tareekh; chhutti ho to agla working day) |
| Scheme end | 30 September 2027 (banks extend kar sakte hain) |
| Results kahan | 1link.net.pk/pasbanrewards, participating banks aur media |
Results mein sirf winning entry number publish hota hai; naam, account number ya koi personal detail nahi. Draw 1LINK ke audited digital system se hota hai, koi manual dakhal nahi.
🏆 Jeetne Ke Baad Kya Hota Hai?
Draw ke 5 working days ke andar aap ka apna bank / wallet aap se rabta karega.
Bank remittance, identity, account aur eligibility verify karega. CNIC / NICOP copy, “ineligible person nahi hoon” declaration aur tax form maanga ja sakta hai. Branch bhi bulaya ja sakta hai.
Verification ke baad prize (tax kaat kar) aap ke usi account mein credit hota hai, aam taur par draw wale mahine ki 21 tareekh tak.
Agar 30 din mein verification na ho aur 90 din tak rabta na ho sake to prize forfeit ho kar kisi aur ko chala jata hai.
Joint account ho to prize joint account mein jata hai (sab holders eligible hone chahiye). Minor ka account ho to guardian deal karta hai. Winner ka inteqal ho jaye to legal heirs ko bank ke procedure (jaise succession certificate) ke mutabiq milta hai. Ek CNIC ek draw mein sirf ek prize jeet sakta hai.
🚫 Fraud Warning: Koi Fee Nahi, Koi Registration Nahi
❌ Dhoka se bachein: Pasban scheme mein na registration hai, na fee. Agar koi call, SMS ya WhatsApp par kahe “aap ka inaam nikla hai, release fee bhejein” ya “hum aap ko register kar dete hain”, to ye fraud hai. Kabhi bhi apna PIN, password, card number ya OTP kisi ko na batayein. Asli rabta sirf aap ka apna bank apne official channel se karta hai. Scheme mein koi car ya mobile inaam bhi nahi; aisi offer jhooti hai.
Shikayat kahan karein: Pehle apne bank / wallet ki helpline, branch ya app complaint (bank 2 working days mein acknowledge aur 10 working days mein jawab dega). Tasalli na ho to bank se PBA ko escalate karwayein, ya SBP ke Sunwai portal / Banking Mohtasib Pakistan se rabta karein.
🏦 27 Participating Banks (Official List)
1LINK ke official page par ye 27 banks listed hain. Remittance in mein se kisi bank ke zariye process honi chahiye (aap ka account kisi bhi bank ya wallet mein ho sakta hai):
- Allied Bank
- Al Baraka Bank
- Askari Commercial Bank
- Bank Alfalah
- Bank AL-Habib
- Bank Makramah
- Bank of Punjab
- BankIslami Pakistan
- Citibank N.A
- Dubai Islamic Bank Pakistan
- Easypaisa Digital Bank
- Faysal Bank
- HBL
- Habib Metropolitan Bank
- JS Bank
- Mashreq Bank
- MCB Bank
- MCB Islamic
- Meezan Bank
- NBP
- Raqami Bank
- Samba Bank
- Sindh Bank
- Soneri Bank
- Standard Chartered Bank
- The Bank of Khyber
- UBL
HBL, Meezan, UBL, MCB, NBP, Bank Alfalah aur Easypaisa Digital Bank sab is list mein hain. Mukammal Terms & Conditions aur nayi list ke liye official Pasban page dekhein.
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🔔 Pasban draw results aur nayi govt schemes ki update sab se pehle
❓ Frequently Asked Questions
Q1: Pasban Remittance Scheme mein online apply kaise karein?
Ans: Online apply ya registration hai hi nahi. Agar aap ke Rupee account mein har mahine USD 100 ya zyada remittance aati hai to aap khud ba khud shamil hain. Koi website registration ke paise maange to wo fraud hai.
Q2: Kya bahar se paise bhejne wala (overseas Pakistani) prize jeet sakta hai?
Ans: Prize Pakistan mein receive karne wale ka hai. Haan, agar overseas Pakistani apne hi Pakistani Rupee account mein paise bhejta hai to woh khud beneficiary ban kar jeet sakta hai.
Q3: Minimum kitni remittance zaroori hai?
Ans: Quarter ke teeno mahine, har mahine kam az kam USD 100 (ya barabar raqam). Ek bhi mahina miss hua to us quarter ki entries expire ho jati hain.
Q4: Kya Roshan Digital Account ki remittance count hoti hai?
Ans: Nahi. Roshan Digital Account aur foreign currency accounts scheme se bahar hain.
Q5: Western Union / MoneyGram se aaye paise count hote hain?
Ans: Haan, agar participating bank ke zariye process ho kar seedha aap ke account mein credit hon. Cash mein collect kiye to count nahi.
Q6: Pehla draw kab hai?
Ans: 15 January 2027, jo 1 October se 31 December 2026 tak ki remittances ke liye hai. Is ke baad April, July aur October 2027 mein draws hain.
Q7: Prize par tax kitna hai?
Ans: Prize gross hai. Bank Income Tax Ordinance 2001 ke mutabiq aap par lagu rate se tax kaat kar baqi raqam deta hai. Official page par fixed percentage nahi likhi.
Q8: Kya ye scheme Sohni Dharti jaisi hai?
Ans: Nahi, Sohni Dharti alag government scheme hai. Pasban banks ki taraf se nayi reward scheme hai aur dono ke rewards carry nahi hote.
Q9: Mujhe kaise pata chalega ke main jeeta hoon?
Ans: Aap ka apna bank aap ke account par diye gaye number / address par contact karega. Results 1LINK website par entry number ke saath aate hain, naam ke saath nahi.
✍️ About the Author
Muhammad Imran Educativz.com ke founder hain aur Pakistan ki govt schemes, jobs aur scholarships par asaan Roman Urdu guides likh rahe hain. Har article official source (yahan SBP press release aur 1LINK ka Pasban page) parh kar likha jata hai. Koi sawal ho to WhatsApp group mein poochein.
