A prestigious bank with a growing network is hiring a Group Head – Business for its Head Office in Muzaffarabad, Azad Jammu & Kashmir (AJK). The advertisement, headed “Career Opportunity”, was printed in Jang Rawalpindi on 13 November 2026, page 2 (ad ref AJK-66D 11/2026). It calls for seasoned career bankers for a high-profile executive role covering business strategy, deposits and advances, credit, special assets, treasury and support to the President / CEO. The ad is written on behalf of a client and does not print the bank’s name. There is 1 post. Candidates must meet the SBP Fit and Proper Criteria Test and apply by email with a detailed CV and a short statement of interest.
Last date: 28 November 2026 (Saturday) – our calculation, not printed. The ad asks for applications “within 15 days of publication of this advertisement”. It was published on 13 November 2026, so 13 Nov + 15 days = 28 November 2026. The ad prints no calendar date, so email early and do not wait for the last day.
Quick summary: bank (name not printed) | Head Office Muzaffarabad, AJK | Group Head – Business (1 post) | min 10 years leadership (7 in EVP grade) and 15 years in Banks / DFIs | Graduate (HEC recognised) or professional qualification | age 42 (permanent) / 57 (contractual) | apply by email to career@mh9.biz | SBP Fit and Proper Criteria.
Bank Jobs Muzaffarabad Group Head Business 1 post Head Office AJK Apply by email Last date 28 Nov 2026 (calculated)
In this article 11 sections
- Bank Jobs in Muzaffarabad AJK November 2026: Job Details
- Key Responsibilities of the Group Head – Business
- Eligibility and Experience: Who Can Apply
- Qualification and Age Limit (Permanent vs Contractual)
- How to Apply (By Email)
- Contact and Official Information
- Documents Checklist and Free Educativz Tools
- What the Ad Does Not Say
- Safety Note: Verify Before You Send Documents
- Karna / Nahi Karna
- Bank Jobs in Muzaffarabad AJK November 2026: FAQs
Bank Jobs in Muzaffarabad AJK November 2026: Job Details
| Employer | A “prestigious bank with a growing network”. The ad does not name the bank and says “our client”, so it appears to be placed by a recruiter on the bank’s behalf. The top-left emblem in the ad reads “Azad Jammu & Kashmir”; the ad does not say who owns the bank |
| Post | Group Head – Business (executive role, 1 post) |
| Location | Head Office of the bank in Muzaffarabad, AJK. “All positions are based at Head Office” |
| Experience | Minimum 10 years leadership and management experience with at least 7 years in EVP grade, preferably in Banking / DFIs, and minimum 15 years of exclusive experience in different Banks / DFIs |
| Qualification | Minimum Graduate or equivalent from an HEC recognised local or foreign university / institute, OR a local / international professional qualification / certification |
| Age limit | Permanent induction: maximum 42 years at the time of application. Contractual induction: maximum 57 years at the time of application |
| Condition | Candidates must meet the SBP (State Bank of Pakistan) Fit and Proper Criteria Test |
| How to apply | Email a detailed CV with relevant credentials and a brief statement of interest to career@mh9.biz |
| Last date | 28-11-2026 (calculated): “within 15 days of publication” of the ad on 13 November 2026 |
| Salary | Not printed |
| Advertisement | Jang Rawalpindi, 13 November 2026, page 2 (e-paper page), ref AJK-66D 11/2026 |
Key Responsibilities of the Group Head – Business
The ad says “The incumbent will” do the following:
- Develop and execute business strategies aligned with the Bank’s overall strategic objectives.
- Drive sustainable growth in deposits, advances, revenues, profitability and customer relationships.
- Strengthen the Bank’s commercial and retail business through innovative products, market expansion and relationship management.
- Provide strategic direction to credit management while maintaining sound asset quality and risk standards.
- Ensure effective management and recovery of non-performing and stressed assets.
- Oversee treasury operations with particular focus on liquidity, funding, investments, market risk and optimal utilization of financial resources.
- Develop and maintain strong relationships with key customers, institutions, corporate entities, government and business stakeholders.
- Leverage extensive professional networks to identify and convert business opportunities.
- Ensure effective coordination among Business, Credit, Special Asset Management and Treasury functions.
- Provide strategic assistance to the President / CEO on business, financial, credit and market-related matters.
- Ensure compliance with applicable laws, regulations, prudential requirements and internal policies.
- Lead, motivate and develop high-performing teams while fostering a culture of accountability, collaboration, customer focus and ethical conduct.
- Represent the Bank at senior-level business and institutional forums as required.
Eligibility and Experience: Who Can Apply
The ad says “The ideal candidate should possess”:
- Minimum 10 years leadership and management experience with at least 7 years in EVP grade, preferably in Banking / DFIs.
- Minimum 15 years of exclusive experience in different Banks / DFIs.
- A strong and proven track record in business development, revenue generation, portfolio growth and strategic banking leadership.
- Profound and proven networking and business development skills, with the ability to establish and maintain relationships with key stakeholders and high-value clients.
- Demonstrated experience in managing and integrating multiple banking functions, particularly Business, Credit, Special Assets and Treasury.
- Strong understanding of commercial and retail banking, credit management, recovery of stressed assets, treasury, liquidity and balance-sheet management.
- Excellent leadership, strategic thinking, communication, negotiation and stakeholder-management capabilities.
- Strong knowledge of applicable banking regulations, governance, risk management and compliance requirements.
Qualification and Age Limit (Permanent vs Contractual)
| Item | What the ad prints |
| Qualification | Minimum Graduate or equivalent from an HEC recognised local or foreign university / institute OR local / international professional qualification / certification |
| Age: permanent induction | Maximum 42 years at the time of application |
| Age: contractual induction | Maximum 57 years at the time of application |
| Fit and Proper | Candidates must meet the SBP Fit and Proper Criteria Test |
In plain words: the bank is open to hiring the right person either on a permanent basis (up to 42 years) or on a contract basis (up to 57 years). Because the post asks for 15 years in banks and 7 years in EVP grade, most suitable candidates will already be senior bankers. The ad does not say how the bank will decide between permanent and contractual induction.
How to Apply (By Email)
Follow only what is printed. The ad prints an email address; it prints no postal address, website, phone number or fee.
Confirm your experience (10 years leadership with 7 in EVP grade; 15 years in Banks / DFIs), your qualification and your age (42 permanent / 57 contractual) on the day you apply. Use the Age Calculator.
The ad invites only candidates who meet the SBP Fit and Proper Criteria Test. Read the State Bank of Pakistan’s own criteria before applying.
Attach your detailed CV with relevant credentials and a brief statement of interest. Keep each file clear and small (Compress PDF, Merge PDF).
Send to career@mh9.biz exactly as printed in the ad, within 15 days of publication (ad published 13 November 2026, so by 28 November 2026, our calculation). Write the post name Group Head – Business in the subject and keep a copy of the sent email.
Tip: the ad says nothing about acknowledgements or interview dates, so keep your sent email and watch your inbox. This is our advice, not a printed rule.
Contact and Official Information
The only contact in the ad is the email career@mh9.biz and the reference AJK-66D 11/2026. The ad prints no phone, website or postal address. We searched online on 13 November 2026 and found no official page for this exact notice, so we cannot give an official link. Use the printed newspaper ad (Jang Rawalpindi e-paper, 13 November 2026, page 2). More banking and AJK jobs on Educativz: Bank Jobs, AJK Jobs and Government Jobs.
Documents Checklist and Free Educativz Tools
- Detailed CV with credentials; brief statement of interest; degree / professional certificates; experience letters showing leadership years and EVP-grade service; CNIC; proof of age; SBP Fit and Proper related documents, if you hold them.
- Build or tidy your CV with the CV Builder; resize a photo with the Free Image Resizer and clean its background with the Background Remover.
- Join documents with Merge PDF and shrink them with Compress PDF so the email goes through. Check your age on the closing date with the Age Calculator. See all free Educativz tools.
What the Ad Does Not Say
- The bank’s name: only “a prestigious bank with a growing network” and “our client”. We do not guess it.
- Who owns the bank (government or private).
- A calendar closing date: only “within 15 days of publication”; we calculated 28 November 2026.
- Salary and benefits: nothing printed.
- Location beyond Head Office, Muzaffarabad: no address.
- How the bank chooses permanent or contractual induction.
- The selection process, test or interview dates.
- Phone, website, online form or postal address.
- An official online copy of this notice: not found on 13 November 2026.
Safety Note: Verify Before You Send Documents
Read before you apply:
- The ad does not name the bank, and the email domain it prints is mh9.biz. That is simply what the ad says; we are not accusing anyone. But because your CV contains your CNIC, phone and career history, confirm which bank it is and that the vacancy is genuine before sending sensitive documents (for example by contacting the bank’s own Head Office or HR through its official channels).
- Copy the email address exactly as printed (career@mh9.biz). Do not use look-alike addresses sent to you on WhatsApp.
- A genuine recruitment for this level asks for a CV, not money. Never pay any “processing fee”, and never share a password, OTP or bank details.
- The printed newspaper ad is final. If any other page or message differs, follow the ad.
Karna / Nahi Karna
Karna:
- Apply only if you really have 10 years leadership with 7 years in EVP grade and 15 years in Banks / DFIs.
- Check your age: 42 for permanent, 57 for contractual induction, at the time of application.
- Send a detailed CV + short statement of interest to career@mh9.biz before 28 November 2026.
- Verify the bank and the vacancy before sharing personal documents.
- Keep a copy of the email you sent.
Nahi karna:
- Do not apply if you do not meet the EVP-grade and 15-year requirement; the ad calls them minimums.
- Do not pay money to anyone for this job.
- Do not email other addresses that look similar to the one printed.
- Do not wait for the last day, and do not send a CV without the statement of interest.
- Do not assume it is a government job: the ad does not say.
More jobs: Bank Jobs, AJK Jobs, Private Jobs, Government Jobs or the Jobs Finder.
More: Government Jobs | Bank Jobs | Jobs Finder | AI Quiz & MCQs
People also search (Roman Urdu / Urdu): Group Head Business jobs 2026 بینک جابز مظفرآباد Bank jobs Muzaffarabad AJK November 2026 آزاد کشمیر بینک نوکریاں گروپ ہیڈ بزنس بینک نوکری career@mh9.biz bank job Banking jobs Pakistan November 2026 SBP Fit and Proper bank jobs
Bank Jobs in Muzaffarabad AJK November 2026: FAQs
Which bank is hiring the Group Head – Business?
The ad does not print the bank’s name. It says “a prestigious bank with a growing network” and “our client”, with the Head Office in Muzaffarabad, AJK. We do not guess it.
What is the last date?
The ad prints no calendar date. It asks for applications “within 15 days of publication”; the ad appeared on 13 November 2026, so the last date is 28 November 2026 (our calculation).
How many posts are there?
One post: Group Head – Business, based at the Head Office in Muzaffarabad.
What experience is needed?
Minimum 10 years leadership and management experience with at least 7 years in EVP grade (preferably in Banking / DFIs), and minimum 15 years of exclusive experience in different Banks / DFIs.
What qualification is needed?
Minimum Graduate or equivalent from an HEC recognised local or foreign university / institute, or a local / international professional qualification / certification.
What is the age limit?
42 years for permanent induction and 57 years for contractual induction, at the time of application.
How do I apply?
Email a detailed CV with relevant credentials and a brief statement of interest to career@mh9.biz within 15 days of publication. There is no online form, fee or postal address in the ad.
What is the SBP Fit and Proper Criteria Test?
The ad says only candidates who meet the State Bank of Pakistan Fit and Proper Criteria Test are invited. Check the SBP’s own criteria; the ad gives no further detail.
Is this a government job?
The ad does not say who owns the bank, so we cannot say. It also does not print a salary.
Should I verify the bank before sending my CV?
Yes. The bank is unnamed and the ad prints an email on the mh9.biz domain, so confirm the vacancy through the bank’s official Head Office / HR channels before sharing sensitive documents.
