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Salary income tax calculator 2026-27

Quick answer: Type your monthly or annual salary and see the income tax and take-home pay under the Finance Act 2026 slabs. Salary up to Rs 50,000 a month (Rs 600,000 a year) is tax-free; above that, eight slabs from 1% to 35% apply.

Calculate your income tax and take-home pay

Tax year 2027 slabs (salary paid from 1 July 2026). Updates as you type.

Gross taxable salary before tax (basic + allowances that are taxable).

Compare with last year:

Monthly income tax
Rs 0

Estimate of normal slab tax for a salaried individual. Tax credits, exempt allowances, arrears and employer adjustments are not included. Figures stay in your browser.

Salary tax slabs 2026-27 (tax year 2027)

These are the rates for salaried individuals, that is, people whose salary is more than 75% of their taxable income. They apply to salary paid from 1 July 2026 to 30 June 2027.

Annual taxable salaryRate of taxMonthly salary band
Up to Rs 600,0000%up to Rs 50,000
Rs 600,001 to 1,200,0001% of the amount above Rs 600,000Rs 50,001 to 100,000
Rs 1,200,001 to 2,200,000Rs 6,000 + 11% of the amount above Rs 1,200,000Rs 100,001 to 183,333
Rs 2,200,001 to 3,200,000Rs 116,000 + 20% of the amount above Rs 2,200,000Rs 183,334 to 266,667
Rs 3,200,001 to 4,100,000Rs 316,000 + 25% of the amount above Rs 3,200,000Rs 266,668 to 341,667
Rs 4,100,001 to 5,600,000Rs 541,000 + 29% of the amount above Rs 4,100,000Rs 341,668 to 466,667
Rs 5,600,001 to 7,000,000Rs 976,000 + 32% of the amount above Rs 5,600,000Rs 466,668 to 583,333
Above Rs 7,000,000Rs 1,424,000 + 35% of the amount above Rs 7,000,000above Rs 583,333

Source: Finance Act 2026, section 44, substituting the Table in Division I, Part I of the First Schedule to the Income Tax Ordinance, 2001. Published in the Gazette of Pakistan Extraordinary, Part I, 26 June 2026 (assent of the President 26 June 2026). Read the Act on fbr.gov.pk (PDF). Last checked: 1 November 2026. We re-check every June after the federal budget.

How the calculator works

  1. Annualise. A monthly salary is multiplied by 12 to find the annual taxable salary.
  2. Find the slab. The annual figure is placed in one of the eight rows above.
  3. Apply the formula. Fixed amount for that slab + rate × (salary − lower limit of the slab).
  4. Divide by 12 for the monthly deduction, then subtract tax and your other deductions to get take-home pay.

Worked examples for 2026-27

Monthly salaryAnnual salaryAnnual taxMonthly taxMonthly take-home
Rs 50,000600,0000050,000
Rs 75,000900,0003,00025074,750
Rs 100,0001,200,0006,00050099,500
Rs 150,0001,800,00072,0006,000144,000
Rs 200,0002,400,000156,00013,000187,000
Rs 300,0003,600,000416,00034,667265,333
Rs 500,0006,000,0001,104,00092,000408,000

Example in words: a teacher earning Rs 150,000 a month has an annual salary of Rs 1,800,000. That falls in the third slab: Rs 6,000 + 11% of (1,800,000 − 1,200,000) = Rs 6,000 + Rs 66,000 = Rs 72,000 a year, Rs 6,000 a month.

What changed from 2025-26

The exempt limit stayed at Rs 600,000 and the first two taxed slabs kept their 1% and 11% rates. The Rs 2.2 to 3.2 million band fell from 23% to 20%, the Rs 3.2 to 4.1 million band from 30% to 25%, and two new bands (29% and 32%) now sit before the 35% top rate, which starts at Rs 7 million instead of Rs 4.1 million. Anyone earning above Rs 183,333 a month pays less than last year. Use the "Show 2025-26 tax too" switch above to see the difference for your salary.

Frequently asked questions

All answers, in full:

What are the salary tax slabs for 2026-27 in Pakistan?
For tax year 2027 (1 July 2026 to 30 June 2027) the Finance Act 2026 sets eight slabs for salaried individuals: 0% up to Rs 600,000; 1% on the next Rs 600,000; Rs 6,000 + 11% from Rs 1.2 million to 2.2 million; Rs 116,000 + 20% to 3.2 million; Rs 316,000 + 25% to 4.1 million; Rs 541,000 + 29% to 5.6 million; Rs 976,000 + 32% to 7 million; and Rs 1,424,000 + 35% above Rs 7 million.
Is a Rs 50,000 monthly salary taxable in 2026-27?
No. Rs 50,000 a month is Rs 600,000 a year, which is within the exempt limit. Tax starts from the first rupee above Rs 600,000 a year, at 1%.
How much tax is deducted on a Rs 100,000 monthly salary?
Annual salary Rs 1,200,000. Tax is 1% of the Rs 600,000 above the exempt limit, so Rs 6,000 a year or Rs 500 a month. Take-home is about Rs 99,500 before any other deductions.
When does an employee count as a "salaried individual"?
When salary is more than 75% of total taxable income for the year. Then the salaried slabs above apply. Otherwise the non-salaried (business) rates apply, which this calculator does not compute.
Was the 9% surcharge on high salaries removed?
The Finance Act 2026 replaced the salaried rate table and reports indicate the surcharge introduced in 2025 for incomes above Rs 10 million was withdrawn for tax year 2027. Confirm with your tax adviser if your income is in that range.
Does the calculator include provident fund, EOBI or zakat?
You can type any monthly deductions (provident fund, EOBI, loan instalments) in the optional box and they are subtracted from take-home pay. They do not change the tax, because the slabs apply to taxable salary. Tax credits and allowances are not applied; this is an estimate of normal slab tax.
Is this an official FBR calculator?
No. Educativz is an independent site. The rates are copied from the Finance Act 2026 as published in the Gazette of Pakistan on 26 June 2026. Your employer deducts tax under section 149 and may adjust for allowances, tax credits or arrears, so your payslip can differ slightly.

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Written and checked by the Educativz Editorial Team. Facts come from official sources listed above; see how we verify. Last checked: 1 November 2026.